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Bilanzi

ComparisonThe alternative to Banana Accounting

Bilanzi is Swiss accounting with AI, in the browser and with nothing to install. Here Bilanzi and Banana stand side by side: prices in three identical cases and the features both of them offer.

  • Free never expires
  • Prices include VAT
  • Move from Banana
Prices

What does the same thing cost?

Each case has the same scope in both programs. For each program, the cheapest plan that covers the whole case counts. Every price is shown with and without VAT.

CHF 247 less per year than with Banana

  • Bilanzi StarterCHF 290
  • Banana 3 × AdvancedCHF 537

In the case “Three people”, incl. VAT, on a yearly plan.

Billing

Prices in CHF, with and without 8.1% VAT

Bookkeeping and invoices

Double-entry bookkeeping, invoices with a QR payment part and bank transactions in the program. One person, no VAT return.

Bilanzi

Free

CHF 0 per year

incl. VAT · per Bilanzi

Free

CHF 0 per month

incl. VAT · per Bilanzi

Banana

Professional

CHF 89 per year

incl. VAT · per Banana

CHF 82.33 excl. VAT · calculated

Professional

yearly plan only

With VAT return

The same with the VAT return, effective method or net tax rate. One person.

Bilanzi

Starter

CHF 290 per year

incl. VAT · per Bilanzi

CHF 268.27 excl. VAT · calculated

Starter

CHF 29 per month

incl. VAT · per Bilanzi

CHF 26.83 excl. VAT · calculated

Banana

Advanced

CHF 179 per year

incl. VAT · per Banana

CHF 165.59 excl. VAT · calculated

Advanced

yearly plan only

Three people

The same with VAT return, for three people who each have their own login.

Bilanzi

Starter

CHF 290 per year

incl. VAT · per Bilanzi

CHF 268.27 excl. VAT · calculated

Starter

CHF 29 per month

incl. VAT · per Bilanzi

CHF 26.83 excl. VAT · calculated

Banana

3 × Advanced

CHF 537 per year

incl. VAT · per Banana

CHF 496.76 excl. VAT · calculated

Advanced

yearly plan only

Features

Feature by feature

The table shows features that both Bilanzi and Banana offer, and from which plan.

Feature by feature
FeatureBilanziBanana

Bookkeeping

Double-entry bookkeepingBilanzi: In FreeBanana: From Professional
Swiss SME chart of accounts as a templateBilanzi: In FreeBanana: From Professional
Balance sheet and income statementBilanzi: In FreeBanana: From Professional
Year-end close and new financial yearBilanzi: In FreeBanana: From Professional
Fixed assets and depreciationBilanzi: In FreeBanana: From Professional
Cost centresBilanzi: In FreeBanana: From Professional
Foreign currenciesBilanzi: In FreeBanana: From Professional

Invoices

Invoices with a QR payment partBilanzi: In FreeBanana: From Professional
Invoices in several languagesBilanzi: In FreeBanana: From Professional
QuotesBilanzi: In FreeBanana: From Professional
Reminders in several stagesBilanzi: In FreeBanana: From Advanced
ContactsBilanzi: In FreeBanana: From Professional

Bank

Bank transactions in the programBilanzi: In FreeBanana: From Professional
Payments matched to open invoicesBilanzi: In FreeBanana: From Professional

Receipts and AI

Receipts attached to the entryBilanzi: In FreeBanana: From Professional

VAT

VAT return, effective methodBilanzi: From StarterBanana: From Advanced
VAT return with the net tax rateBilanzi: From StarterBanana: From Advanced

Banana’s free plan includes the features up to 70 entry lines. The table names the plan without that limit.

On top

What Bilanzi adds

In Bilanzi this is part of the program, with the plan it comes with. Every feature is listed on the Pricing and features page.

  • Receipts by email

    Your business has its own address for receipts. Send receipts there as attachments. Suppliers you allow send their invoices straight to your receipt inbox.

    In Free

  • The AI suggests the entry

    Bilanzi reads the receipt and suggests the entry. Nothing is posted until you confirm it. The AI runs in Switzerland, at Infomaniak in Geneva.

    From Plus, pay per use

  • Recurring invoices

    For subscriptions, rent or maintenance contracts, you set up the invoice once. Bilanzi creates it on the due date by itself.

    In Free

  • Expenses

    Out-of-pocket spending is claimed with a photo of the receipt. Once it is approved, you pay it back.

    In Free

  • People and roles

    Invite people into your business and give each one a role, such as bookkeeping, payroll or audit. The role decides what they see and do.

    In Free

  • Work with your fiduciary

    Your fiduciary works directly in your books through a mandate and does not count as a person. If your fiduciary has a paid plan, you send your receipts into your books by WhatsApp, even without a plan of your own. If a receipt is missing, your fiduciary asks you for it and you see the list in Bilanzi.

    In Free

Moving in

From Banana to Bilanzi

Your chart of accounts, opening balances, contacts and open invoices come with you. You do the move yourself, in Free too.

  1. In Banana, open the Accounts table with the Opening or Balance column.
  2. Export it as a text file or copy the rows with their header.
  3. In Bilanzi, open Settings › Moving in, choose Banana and paste them. Bilanzi shows you what it recognised.
Questions

Questions about the comparison

What does Banana cost compared to Bilanzi?

For bookkeeping, QR invoices and bank statements, Banana needs Professional, for CHF 89 per year incl. VAT. At Bilanzi, Free is enough, for CHF 0.

What does it cost for three people?

Banana sells one subscription per person. For three people with the VAT return, that is 3 × Advanced, for CHF 537 per year. At Bilanzi, three of you work in Starter, for CHF 290 per year.

Do I need to install Bilanzi?

No. Bilanzi runs in the browser, on your computer and on your phone. Everyone in your business works in the same books, each person with their role.

Can I bring my Banana file?

Yes. You export the Accounts table with the opening or balance column as a text file, or copy the rows. Your chart of accounts, opening balances, contacts and open invoices come along, in Free too.

Are the prices with or without VAT?

Banana states its franc prices including VAT, like Bilanzi. Here every price is still shown with and without 8.1% VAT.

Does Bilanzi read my receipts?

Yes, from Plus. The AI reads the receipt and suggests the entry. Only what you confirm is booked, and you pay for the AI per use.

More comparisons

Try Bilanzi with your own figures

Free costs nothing and never expires. You bring your chart of accounts from Banana.

Free forever. No credit card.