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ComparisonThe alternative to CashCtrl
Bilanzi is Swiss accounting with AI. Here Bilanzi and CashCtrl stand side by side: prices in three identical cases and the features both of them offer.
- Free never expires
- Prices include VAT
- Move from CashCtrl
What does the same thing cost?
Each case has the same scope in both programs. For each program, the cheapest plan that covers the whole case counts. Every price is shown with and without VAT.
CHF 350 less per year than with CashCtrl
In the case “Bookkeeping and invoices”, incl. VAT, on a yearly plan.
Bookkeeping and invoices
Double-entry bookkeeping, invoices with a QR payment part and bank transactions in the program. One person, no VAT return.
Free
CHF 0 per year
incl. VAT · per Bilanzi
Free
CHF 0 per month
incl. VAT · per Bilanzi
PRO
CHF 350 per year
incl. VAT · per CashCtrl
CHF 323.77 excl. VAT · calculated
PRO
yearly plan only
With VAT return
The same with the VAT return, effective method or net tax rate. One person.
Starter
CHF 290 per year
incl. VAT · per Bilanzi
CHF 268.27 excl. VAT · calculated
Starter
CHF 29 per month
incl. VAT · per Bilanzi
CHF 26.83 excl. VAT · calculated
PRO
CHF 350 per year
incl. VAT · per CashCtrl
CHF 323.77 excl. VAT · calculated
PRO
yearly plan only
Three people
The same with VAT return, for three people who each have their own login.
Starter
CHF 290 per year
incl. VAT · per Bilanzi
CHF 268.27 excl. VAT · calculated
Starter
CHF 29 per month
incl. VAT · per Bilanzi
CHF 26.83 excl. VAT · calculated
PRO
CHF 350 per year
incl. VAT · per CashCtrl
CHF 323.77 excl. VAT · calculated
PRO
yearly plan only
Feature by feature
The table shows features that both Bilanzi and CashCtrl offer, and from which plan.
| Feature | Bilanzi | CashCtrl |
|---|---|---|
Bookkeeping | ||
| Double-entry bookkeeping | Bilanzi: In Free | CashCtrl: In FREE |
| Swiss SME chart of accounts as a template | Bilanzi: In Free | CashCtrl: In FREE |
| Balance sheet and income statement | Bilanzi: In Free | CashCtrl: In FREE |
| Year-end close and new financial year | Bilanzi: In Free | CashCtrl: In FREE |
| Fixed assets and depreciation | Bilanzi: In Free | CashCtrl: In FREE |
| Cost centres | Bilanzi: In Free | CashCtrl: From PRO |
| Foreign currencies | Bilanzi: In Free | CashCtrl: From PRO |
Invoices | ||
| Invoices with a QR payment part | Bilanzi: In Free | CashCtrl: In FREE |
| Invoices in several languages | Bilanzi: In Free | CashCtrl: In FREE |
| Quotes | Bilanzi: In Free | CashCtrl: From PRO |
| Recurring invoices | Bilanzi: In Free | CashCtrl: In FREE |
| Reminders in several stages | Bilanzi: In Free | CashCtrl: In FREE |
| Contacts | Bilanzi: In Free | CashCtrl: In FREE |
| Supplier invoices with payment order | Bilanzi: In Free | CashCtrl: In FREE |
Bank | ||
| Bank transactions in the program | Bilanzi: In Free | CashCtrl: From PRO |
| Payments matched to open invoices | Bilanzi: In Free | CashCtrl: From PRO |
Receipts and AI | ||
| Receipts attached to the entry | Bilanzi: In Free | CashCtrl: From PRO |
VAT | ||
| VAT return, effective method | Bilanzi: From Starter | CashCtrl: In FREE |
| VAT return with the net tax rate | Bilanzi: From Starter | CashCtrl: In FREE |
Payroll | ||
| Payslips | Bilanzi: From Starter | CashCtrl: From PRO |
Team and fiduciary | ||
| Several people with roles | Bilanzi: In Free | CashCtrl: From PRO |
| Access for your fiduciary | Bilanzi: In Free | CashCtrl: From PRO |
| Interface (API) | Bilanzi: From Starter | CashCtrl: From PRO |
What Bilanzi adds
In Bilanzi this is part of the program, with the plan it comes with. Every feature is listed on the Pricing and features page.
The AI suggests the entry
Bilanzi reads the receipt and suggests the entry. Nothing is posted until you confirm it. The AI runs in Switzerland, at Infomaniak in Geneva.
From Plus, pay per use
Receipts by email
Your business has its own address for receipts. Send receipts there as attachments. Suppliers you allow send their invoices straight to your receipt inbox.
In Free
Receipts by WhatsApp
Connect your mobile number and send receipts as a photo or PDF to Bilanzi on WhatsApp, and one button in the chat books the suggestion. There you also draft invoices, quotes and entries, prepare reminder runs, ask questions by voice and get reminders of the VAT deadline, payments and open receipts. Meta and Twilio process the messages, partly in the United States.
From Plus
Expenses
Out-of-pocket spending is claimed with a photo of the receipt. Once it is approved, you pay it back.
In Free
Signed work reports
Record hours and materials on your phone. The customer signs right on the screen. Then you bill the report from the job.
In Free
The next 90 days
See week by week what reaches your account and what goes out: open invoices, invoices from templates and salaries. You know early where money gets tight. On the first of each month an email reminds you, if you like.
From Starter
From CashCtrl to Bilanzi
Your chart of accounts, opening balances, contacts and open invoices come with you. You do the move yourself, in Free too.
- Download from CashCtrl what you want to take along: the chart of accounts with balances, the contacts and the open invoices.
- In Bilanzi, open Settings › Moving in. Upload a CSV file or paste the table with its header row.
- Bilanzi shows you what it recognised. You check it and take it over.
Questions about the comparison
What does CashCtrl cost compared to Bilanzi?
CashCtrl PRO costs CHF 350 per year incl. VAT, paid in advance. According to CashCtrl, importing bank transactions comes with PRO. At Bilanzi you import bank statements in Free, for CHF 0.
Can I pay for Bilanzi monthly?
Yes. Every paid Bilanzi plan has a monthly and a yearly price. Free costs nothing.
Does Bilanzi read my receipts?
Yes, from Plus. The AI reads the receipt and suggests the entry. Only what you confirm is booked, and you pay for the AI per use.
Can I bring my data from CashCtrl?
Yes. CashCtrl exports its lists as CSV or Excel files. You upload the chart of accounts with balances, the contacts and the open invoices in Bilanzi under Settings › Moving in, in Free too.
Are the prices with or without VAT?
CashCtrl states its prices including VAT, like Bilanzi. Here every price is still shown with and without 8.1% VAT.
Can my fiduciary work in Bilanzi?
Yes. Your fiduciary works directly in your books through a mandate, on every plan. They do not count as a person.
More comparisons
Try Bilanzi with your own figures
Free costs nothing and never expires. You can import bank statements there already.
Free forever. No credit card.